Archive for the 'Credit' Category

araorun1127 asked: i have a very low credit score of 533. however, i have no credits cards outstanding. i had one credit card bill, but i paid it off about two years ago. everything that is on my credit now is generally small stuff–excepting my student loans–under a couple hundred dollars. [...]

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cwtt asked: I have 5+ yrs of credit card debt and also had a repo about 2 1/2 yrs ago. I am able to begin getting my bills paid. Will credit consolidaton help or should I contact my creditors and set up payment arrangements. I have a least 5 credit cards, hospital bills, [...]

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Kara K asked: What is the difference between debt consolidation and credit counseling? I want to combine them all and just make payments so i can get my credit cleaned up and in the future get a home loan to buy a house. Are there any good suggestions. I’m not quite sure the best way [...]

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pjwebb11 asked: I am a student looking to get out of credit card debt. Between two cards I owe about $15,000, basically from spending about 2 years w/ shaky employment and reckless youthful spending.
Right now I am working steadily at a job I love, albeit low paying and not enough hours to make a good [...]

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Best debt consolidation?

Wednesday, October 7th, 2009

help*w*answer asked: I have roughly about 8000 in debt mainly student aid and a credit card and several other small items. How bad is debt consolidation on your credit score. I believe I’m around 560 for a score. Or is there anything else I can do?? (other than the obvious which is paying it [...]

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